Crypto investment fund

For those who want more from their investments in crypto assets
AML policy

Anti-money laundering and terrorist financing policy

Money laundering is the process of converting the proceeds of crime into legitimate money or other assets. Anti Money Laundering (AML) includes a set of measures to detect, prevent and report money laundering and terrorist financing activities. Payton.in complies with international AML standards, the policy consists of the following conditions:

  • Risk Based Approachд
  • Customer due diligence
  • Constant monitoring
  • Suspicious transaction reports
  • bookkeeping, accounting, record keeping

Subject to the aforementioned AML Policy Terms, Payton.in will include but not be limited to the following:

  • Determine the degree of measurement and ongoing monitoring depending on the history of the client and his transactions, as well as his country
  • Refuse to process high-risk customer transactions that are country or customer specific.
  • Perform due diligence whenever a customer needs to be identified. Due diligence includes: determination of the ultimate beneficial owner; Collecting information about the goals and purpose of the business; Source of expertise involved in the transaction.
  • Track suspicious customer activity and transactions made under unusual conditions. This includes, but is not limited to, transactions that do not make economic sense, unexplained large transactions, transactions involving unidentified parties, transactions of an obscure nature related to investments.
  • Accumulate and store the identification data of each Client, as well as IP addresses, online activity, communications, and in general, all transactions performed by the Client.

Payton.in reserves the right to refuse to process a transaction at any stage where the transaction is (in our opinion) high risk.

Providing Payton.in with false information will be considered as misuse of the service.

The service does not support transactions with a risk higher than 70% and higher than the following percentage components of funds from critical zones:

  • Dark Service, Dark Market: 25%
  • Mixer, Gambling: 25%
  • Garantex биржа
  • Exchange Fraudulent, Scam, Illegal Service, Stolen, Ransom: 2.5%

We adhere to the policies of binance.com. Information is subject to change for more accurate percentages and risks, we recommend that you contact the aggregator binance.com. Payton.in will report such incidents and cooperate with the authorities of the countries where illegal transactions took place.

OPERATING CONDITIONS

These Terms of Service ("Terms", "Agreement") are an agreement that fully describes the relationship between you ("you", "your", "User" or "Customer" in this agreement) and one of the following: we say "Payton ”, “we”, “us” or “our”, we mean Payton or Payton.in

WE RECOMMEND YOU READ THE FOLLOWING TERMS OF SERVICE BEFORE USING OUR SERVICES. BY ACCESSING THE WEBSITE AND/OR SOFTWARE AND/OR CREATING AN ACCOUNT AND USING OUR SERVICES, YOU ACKNOWLEDGE AND AGREE TO THESE TERMS OF SERVICE. IF YOU DO NOT AGREE TO THESE TERMS OF SERVICE, DO NOT USE THE WEBSITE, THE SOFTWARE, OR OUR SERVICES. OUR OWN SERVICES ARE FOR AND SHOULD BE USED EXCLUSIVELY BY USERS, INDIVIDUALS OR ENTITIES OR LEGAL ENTITIES RESIDENT IN A COUNTRY WHERE TRADING IN DIGITAL ASSETS IS LEGAL, NOT PROHIBITED OR RESTRICTED. By accessing or using Payton, you also acknowledge that:

YOU WILL TRANSACTION ON THE WEBSITE AND/OR IN THE PROGRAM ONLY WITH LAWFUL FUNDS THAT BELONG TO YOU;

YOU WILL NOT ADD TO, PERFORM, PERFORM OR PARTICIPATE IN ANY ILLEGAL ACTIVITY THROUGH YOUR RELATIONSHIP WITH US OR THROUGH YOUR USE OF THE WEBSITE AND/OR THE SOFTWARE;

AND YOU WILL COMPLY WITH ALL APPLICABLE LAWS.

The Terms, Privacy Policy and Documents are binding, which you must read, accept and comply with. Your use of the Services and Software is subject to your agreement to all of these legal documents. Depending on your country of residence, you may be prohibited or restricted from using some or all of the features of the Website and/or the Software. You are responsible for complying with these rules and the laws of your country of residence and/or the country from which you access this Website, Services and Software offered by Payton. By accessing and/or using our Services and Software, you have read, understand and accept all of the following Terms and agree to be bound by these Terms as amended. In addition, you represent and warrant that: (1) you are of the age of majority to enter into a binding agreement; and (2) if you are a corporation, government agency, or other legal entity, you have the right, power, and authority to enter into these Terms on behalf of such corporation, government agency, or other legal entity and legally bind them to these Terms. and enter into transactions that include the purchase, sale, deposit, exchange of digital assets. Unless you have read and accepted the Terms in their entirety, you must not use or continue to use the Website and/or the Software. In accordance with the provisions established by anti-money laundering and anti-terrorist financing legislation, We do not provide the Services (by ordering the Services, You confirm that You do not meet the requirements) to a government agency or other legal entity and legally bind it to comply with these Terms and enter into a transaction that includes the purchase, sale, deposit, exchange of digital assets. Unless you have read and accepted the Terms in their entirety, you must not use or continue to use the Website and/or the Software. In accordance with the provisions set forth in the laws on money laundering and terrorist financing, We do not provide the Services (by ordering the Services, You confirm that You do not meet the requirements) to a government body or other legal entity and legally bind it to these Terms, and enter into transactions related to the purchase, sale, deposit, exchange of digital assets. Unless you have read and accepted the Terms in their entirety, you must not use or continue to use the Website and/or the Software.

POLITICALLY EXPOSED PERSONS;

residents of third countries with a high level of risk.

Due to some technical issues, buying cryptocurrencies with fiat is currently only allowed for residents of certain countries. The list of allowed countries can be found on binance.com. It is your responsibility to ensure that your country of residence is on the list. Otherwise, your purchase order may be rejected.

These Terms apply solely to the Services set forth in these Terms and do not govern any other legal relationship between you and Payton. We have the right to modify these Terms at our sole discretion with any reasonable frequency by posting the amended Terms on our Website and/or in the Software. If changes are made, Payton will replace the old version of the Terms with the new version publicly available on the Website. You agree, at your own risk, to regularly visit the page of the Site and/or Software that sets out the Terms and review them for changes.

RISKS OF TRADING VIRTUAL ASSETS

Any trading in digital assets and currencies involves significant risk. The value of digital assets/currencies is highly volatile (the value can rise and fall significantly in a very short period of time). Such price fluctuations bring uncertainty. The value of a virtual currency (hereinafter also referred to as digital currency, digital asset, cryptocurrency) and the fall in demand can be affected by many factors, such as loss of confidence in the currency, changes in software development, government decisions, the creation of a competitive currency, technical problems, political or non-political statements, including from influencers; and news and hacks. Your digital assets may be lost if you lose your passphrase, password, private key, security code, or other means of authentication. There are also other potential risks that may not be covered by these Terms. Digital currencies have certain risks that are not usually associated with official currencies, since they are not issued by governments, and with goods that are tangible or registered in an official registry. Virtual currencies are intangible decentralized digital assets backed by technology and trust. No central bank or other institution can take any action to protect the value of virtual currencies. Virtual currencies are an autonomous and largely unregulated system of firms and individuals issuing currencies and goods that are tangible or registered in an official registry. Payton will not ask you for a password, private key, passphrase, passphrase, and We will not ask Users to transfer any funds or virtual currency to our virtual currency addresses. Please do not trust any information regarding discounts or promotions that is not listed on the Website or other official Payton sources. Take care to always access the Payton website and make sure you access the website using SSL (https). In the event of an obscure or suspicious link provided in the forums or received by a suspicious user or website, contact our customer support immediately and do not transfer fiat or virtual money through such suspicious links. do not trust any information regarding discounts or promotions that is not listed on the Website or other official Payton sources. Take care to always access the Payton website and make sure you access the website using SSL (https). In the event of an obscure or suspicious link provided in the forums or received by a suspicious user or website, contact our customer support immediately and do not transfer fiat or virtual money through such suspicious links. do not trust any information regarding discounts or promotions that is not listed on the Website or other official Payton sources. Take care to always access the Payton website and make sure you access the website using SSL (https). In the event of an obscure or suspicious link provided in the forums or received by a suspicious user or website, contact our customer support immediately and do not transfer fiat or virtual money through such suspicious links.

PERSONAL DATA

Your passphrases, private keys and PINs constitute your personal information. If you lose some or all of this personal information, we will not be able to help you regain access to your wallet. We are also not responsible for the recovery of any digital assets associated with your wallet. Please back up your personal information and take all precautions.

DEALS

Payton provides functionality that allows you to transfer digital assets (virtual cryptocurrencies). Payton does not guarantee that the transactions you make through our website will be stored on any blockchain network. Payton is in no way responsible for digital currency addresses that you or your counterparties enter as destination addresses when sending, receiving or exchanging digital assets. Therefore, if you misspelled the address or enter the wrong address, we will not be responsible for the transfer of funds.

FEES

There may be transaction fees (such as mining fees) associated with your transactions that are necessary for the blockchain network you interact with. Payton is not responsible for any losses that may be incurred due to transaction fees or losses that may be incurred due to incorrectly set transaction fees.

TRANSACTION COSTS

Customer agrees to pay Payton a transaction fee and each order placed. The purchase fee is 3.5% per order including internal gas fees for a transaction on the blockchain network, regardless of the amount. The transaction fee is included in the final amount that the Client must pay to purchase the specified amount of cryptocurrency. The Client does not need to pay any additional fees directly to Payton, unless otherwise stated in these Terms. Client acknowledges and agrees that each digital asset network may calculate its own network fees, including mining fees.

EXCHANGE RATES

The exchange rate is taken from https://payton.in, a fixed transaction fee is also included. The exchange rate is calculated automatically at the entire stage of the existence of the application until the execution of the order.

THIRD PARTY WEBSITES AND SERVICES

The Payton website may contain links to third party websites or services that are not owned or controlled by us. The Payton Software may contain links to third party libraries over which Payton has no control. In addition, our Services may allow you to interact directly with third party services without leaving our Website and/or our Software. Payton is not responsible for the actions of any third party websites or services. You further acknowledge and agree that Payton shall not be liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web websites or services.

WEBSITE AND MATERIALS

The Payton Website, Software and Materials may contain technical, photographic, linguistic or other errors. We do not warrant that all materials on our Website and in the Software are complete or accurate at all times. We reserve the right to remove, add or change any content at any time without notice.

LAW

Before using the Services, at all times, you represent, warrant, undertake and agree that:

Your use of our Services is at your own discretion and risk;

You are solely responsible for any applicable taxes that may be due when using our Services;

You warrant that your personal information, including private keys, passphrases, passwords, PINs and other means of authentication, is secure and protected from third parties;

You warrant that your devices are fully up to date and free from viruses, malware or other harmful software;

You are at least 18 years of age or have reached another age of majority in your jurisdiction;

There are risks associated with the Internet system, such as failure of hardware, software and Internet connection, as well as with the Blockchain protocol, such as any malfunction, unintended function, unexpected operation or attack on the Blockchain protocol; you warrant that your digital assets are yours and are not sold, encumbered, disputed or seized, and that your crypto assets are not subject to third party rights;

You must provide correct information to create an exchange (for example, payment address and payment wallet). Such wallet addresses must not be associated with terrorism, fraud or any type of illegal activity.

You further represent, agree and warrant that you will not violate any laws, contracts, third party rights or civil wrongs by accessing or using the Services and that you are solely responsible for your actions and/or omissions while using our Services. Without prejudice to the foregoing, you represent, agree and warrant that YOU WILL NOT:

Use our Services or stop using them immediately if any applicable law in your country prohibits or prohibits you from doing so at any time;

Use our Services to engage in fraudulent or any other illegal activities; exchange through our Services or attempt to deposit crypto-assets obtained through illegal gambling; fraud; laundering of money; or terrorist activities; or any other illegal activity. You can only use crypto assets obtained from legitimate sources;

Payton will make every effort to provide you with the Services in a timely manner and as soon as possible, but there is no guarantee that access will be uninterrupted or that there will be no delays, failures, errors, omissions or other system failures or loss of transmitted data. Although Payton has made every effort to ensure the continuity, speed and security of the Services. We cannot fully anticipate and insure all legal, technological and other possible risks, including, but not limited to, force majeure, hacking, system instability, viruses, shortcomings in third party services, government actions and other unforeseen risks that may lead to interruption service, data loss and other losses and risks. For large or other abnormal transactions, market crashes and other abnormal conditions caused by system failure, Payton may suspend or limit some of the Services or provide additional services in accordance with operational and security needs. By continuing to use the Services after any changes, additions or deletions to the Services, you continue to agree to the Terms and any other Terms added thereafter. Payton has made every effort to ensure the accuracy of the information on the Website and in the Software.

USER RESPONSIBILITIES

You must respect and comply with these Terms and the Privacy Policy, as well as other rules for storing and exchanging digital assets for other digital assets. You must act honestly and transparently when using the Services. You must not violate the national community or the legitimate rights and interests of other citizens, and you must not use this Website, the Software to produce, copy or distribute any information that would serve the purpose of inciting resistance, undermining the implementation of the Constitution, laws and administrative rules that undermine national unity or orchestrate or fund attacks on national sovereignty, institutions, governments, and people. If you violate any applicable laws regarding your use of our Services or the above requirements, Payton has the right to take all necessary actions directly, including, but not limited to, terminating your use of the Services and even in the form of legal action to hold you liable under the law. In such event, Payton will report you to law enforcement and reserves the right to declare you publicly for the safety of other users, other exchanges, people, institutions, governments and nations. You must immediately provide Payton with any personal information that Payton reasonably requests. In such event, Payton will report you to law enforcement and reserves the right to declare you publicly for the safety of other users, other exchanges, people, institutions, governments and nations. You must immediately provide Payton with any personal information that Payton reasonably requests. In such event, Payton will report you to law enforcement and reserves the right to declare you publicly for the safety of other users, other exchanges, people, institutions, governments and nations. You must immediately provide Payton with any personal information that Payton reasonably requests.

REIMBURSEMENT

You agree to indemnify Payton for any claims, damages or legal costs incurred in connection with the use (or misuse) of the Services, the Website and the Payton Software.

APPLICABLE RIGHT

You and Payton acknowledge that you will notify each other in the minutes of a major dispute within thirty (15) days of the date the matter arises. Payton notice must be sent to manager@payton.in.

FULL CONSENT

These Terms constitute all of the terms agreed between you and Payton and supersede any prior agreements regarding the subject matter of these Terms, whether written or oral.

SEVERABILITY AND WAIVER

Except as otherwise provided in these Terms, if any provision of these Terms is held to be invalid or unenforceable in whole or in part, such invalidity or unenforceability will in no way affect or render invalid or unenforceable the remaining provisions of these Terms, and the application of that provision shall be subject to to the extent permitted by applicable law. Payton's failure to exercise or enforce any right or provision of these Terms shall not be deemed a waiver by Payton of rights under this Agreement.

APPOINTMENTS

Payton may assign these Terms and/or delegate any of its obligations under this Agreement in whole or in part. You may not assign these Terms or any part thereof, or transfer or sublicense your rights under these Terms to any third party.

NO PARTNERSHIP

Nothing contained in this Agreement shall be construed or construed as creating a principal-agent relationship, partnership or joint venture between you and Payton.

FORCE MAJEURE

Payton is not in breach of these Terms to the extent that performance of its obligations is delayed or prevented by any external force, including, but not limited to, war, insurrection, bank failures, strikes, fires, floods, earthquakes, labor disputes. epidemics, government regulations, cargo embargoes, natural disasters, government action, or any other cause beyond Payton's reasonable control.

RISKS

Payton expressly disclaims the following risks and is not liable to you for the following:

Operating system failures (mobile or desktop);

The interaction between your hardware, software and our Services;

Cloud backup software that may upload your personal information to third party services;

Malware, viruses or other malicious software on your device(s) that may gain control of or interfere with our services;

Failure to achieve a certain market value/price of a digital asset.

CONTACT

If you would like to contact us regarding our Terms of Service or Privacy Policy, please contact us at manager@payton.in . You agree that your feedback may be used to improve and/or modify our Website, Software and Services without any limitation or payment obligation.